Bring milk to a simmer in a small saucepan over medium heat.

Whisk in cinnamon, turmeric, ashwagandha, cardamom, ginger (if using), nutmeg; season with black pepper.  Whisk vigorously to incorporate any clumps.

Add coconut oil, reduce heat to low, and continue to cook until warm through, 5 - 10 minutes (the longer you go, the stringer the medicine).

Remove from heat and let cool slightly.  Stir in honey (you want to void cooking honey or you destroy its healing goodness).

Pour into a mug, drink warm, and crawl into bed.